Owner Financing â€“ Beneficial for Buyers and Sellers
Whether you are a buyer or a seller, you need to adapt to the current market.
There is a way to buy, and sell, a home, even in these conditions.
Itâ€™s owner financing. Basically, itâ€™s the way properties are sold when credit markets tighten up, like it has over the last several years. Even as banks start to loosen such restrictions, it will be difficult for buyers to obtain financing for years to come.
Owner financing, also known as seller financing, is when the owner of the home carries the financing for the buyer. In other words â€“ instead of going to a bank to get a mortgage on a house, you arrange financing directly with the owner of the house. This can be done a variety of ways, including rent-to-own and land contracts.
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